Interesting read, Erman! The multi-factor approach to vulnerability is intriguing. Secondly, the findings on emotion regulation and persuadability are pretty insightful.
In my personal experience, I've felt a lack of tech know-how (or digital literacy in general) seems to be a significant vulnerability point for many, especially when targeted by online scams. Perhaps that aligns with the 'insensitivity to trustworthiness cues' you mentioned, or it might be another independent factor. What's your take on how tech literacy plays into this?
Thanks for reading Nik - I agree that for many online scams, digital literacy is likely to be important. In this study, they asked about financial exploitation more broadly. This could include phone scams, overcharging, abuse of trust, etc. So it's unlikely that digital literacy is relevant to all of these but I suspect it does play a role in online scams that exploit a person's lack of knowledge about how online financial transactions work.
Interesting read, Erman! The multi-factor approach to vulnerability is intriguing. Secondly, the findings on emotion regulation and persuadability are pretty insightful.
In my personal experience, I've felt a lack of tech know-how (or digital literacy in general) seems to be a significant vulnerability point for many, especially when targeted by online scams. Perhaps that aligns with the 'insensitivity to trustworthiness cues' you mentioned, or it might be another independent factor. What's your take on how tech literacy plays into this?
Thanks for reading Nik - I agree that for many online scams, digital literacy is likely to be important. In this study, they asked about financial exploitation more broadly. This could include phone scams, overcharging, abuse of trust, etc. So it's unlikely that digital literacy is relevant to all of these but I suspect it does play a role in online scams that exploit a person's lack of knowledge about how online financial transactions work.